What is Foreclosure Defense?
A foreclosure defense allows homeowners to assert their rights and oppose a foreclosure proceeding by engaging in litigation defense strategies. One method of addressing a foreclosure proceeding is to defend the foreclosure litigation. Our law firm can assist you right from the beginning by responding to the initial summons and complaint. Considering that 20-30 days from the date of service an answer and/or motion to dismiss is due, it is imperative to file a timely response. By retaining our services in the early stages of the foreclosure, you can ensure a more effective defense against your lender, resulting in a contested proceeding that will protect your rights while simultaneously enlarging the time necessary for the mortgage holder to proceed with its foreclosure case. This is important not only to allow sufficient time to prepare a proper defense but, more importantly, it will provide you with additional time to take other measures, such as acquiring a modification of your existing loan.
The best chance a client has for success is to retain the services of an attorney immediately upon initiation of a foreclosure proceeding. However, even if a client is past the 20-30 days available to respond to a lawsuit, you may still be in time to execute an effective defense.